INTRODUCING
Quicker approvals. Personalized support. Local Decision Making. Flexible financing up to $2 million — with approval in as little as 24 hours.1
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Finance larger purchases or investments. Fixed-rate financing with predictable payments
Access working capital when you need it. Ideal for short-term needs
Leverage your savings - without giving them up - while accessing capital
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With a simplified application and faster approvals, we make accessing capital easier.
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Equipment purchases, refinancing, or long‑term investments
$50,000 – $1,000,000¹
Fixed (2.75% over Treasury rate)
Up to 7 years
1st Priority Blanket UCC Lien or first lien on equipment
1% Origination
Short‑term cash flow and working capital needs
$10,000 – $500,000¹
Variable (as low as Prime + 2%)
1 year, renewable up to 5 years³
1st Priority Blanket Uniform Commercial code (UCC) Lien on all business assets
0.5% Origination, 0.25% Renewal
Borrowing while keeping your CD investment intact
$10,000 – $2,000,000¹
Fixed (2% over CD interest rate)
Up to 5 years
Funds held at City National Bank of Florida
$500 Origination / Renewal Fee
Equipment purchases, refinancing, or long‑term investments
Short‑term cash flow and working capital needs
Borrowing while keeping your CD investment intact
$50,000 – $1,000,0002
$10,000 – $500,0002
$10,000 – $2,000,0002
Fixed (2.75% over Treasury rate)
Variable (as low as Prime + 2%)
Fixed (2% over CD interest rate)
Up to 7 years
1 year, renewable up to 5 years³
Up to 5 years
Blanket UCC lien or First Lien on Equipment
Blanket UCC Lien
Funds held at City National Bank of Florida
1% Origination
0.5% Origination, 0.25% Renewal
$500 Origination / Renewal Fee
At City National Bank, we understand that your small business is more than just a job – it’s your passion, your livelihood, and your future. That’s why we’re committed to being more than just a bank. We’re your partner, here to support your success every step of the way.
As a community-focused bank, we offer tailored solutions to help small businesses thrive. Our dedicated business bankers work with you to meet the unique needs of your business and help you achieve your goals.4
1Subject to credit approval and program guidelines. Terms and conditions apply. This is not a commitment to lend. Loan programs, terms, rates, and conditions are subject to change without notice.
2 Borrowers may be required to maintain an active depository relationship for the duration of each Business Term Loan, Revolving Line of Credit, or Cash Secured Line of Credit.
3Annual renewals for the Revolving Line of Credit are subject to formal credit approval, which includes a review of the borrower’s financial condition and compliance with loan terms.
4The content should not be taken as advice coming from City National Bank of Florida. City National Bank of Florida does not offer tax, legal or accounting advice.
