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INTRODUCING

Expedited Lending for Growing Businesses

Quicker approvals. Personalized support. Local Decision Making. Flexible financing up to $2 million — with approval in as little as 24 hours.1,2

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Lending Solutions to Move Your Business Forward

Term Loan

Best For

Finance larger purchases or investments. Fixed-rate financing with predictable payments.

Loan Details

Amounts from $50,000 to $1,000,0002

Terms of up to 7 years

Competitive fixed interest rates (2.75% over Treasury rate)

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Revolving Line of Credit

Best For

Access working capital when you need it. Ideal for short-term needs.
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Loan Details

Amounts from $10,000 to $500,0002

Term of 1 year, renewable up to 5 years3

Variable interest rate (as low as Prime +2%)

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Cash Secured Line of Credit

Best For

Leverage your savings - without giving them up - while accessing capital.
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Loan Details

Amounts from $10,000 to $2,000,0002

Terms up to 5 years

Competitive fixed interest rates (2% over CD interest rate)

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Supporting Businesses With Accessible Capital

Working Capital

Refinance Business Debt

Purchase Inventory & Equipment

Cover Marketing Expenses

Hire New Employees

Fast. Simple. Personal.

With a simplified application and faster approvals, we make accessing capital easier.

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Find The Best Fit For Your Financing Needs

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Term Loan

Best for

Equipment purchases, refinancing, or long‑term investments

Loan Amount

$50,000 – $1,000,000¹

Interest Type

Fixed (2.75% over Treasury rate)

Term

Up to 7 years

Collateral

1st Priority Blanket UCC Lien or first lien on equipment

Fees

1% Origination


Revolving Line of Credit

Best for

Short‑term cash flow and working capital needs

Loan Amount

$10,000 – $500,000¹

Interest Type

Variable (as low as Prime + 2%)

Term

1 year, renewable up to 5 years³

Collateral

1st Priority Blanket Uniform Commercial code (UCC) Lien on all business assets

Fees

0.5% Origination, 0.25% Renewal


CD Secured Line of Credit

Best for

Borrowing while keeping your CD investment intact

Loan Amount

$10,000 – $2,000,000¹

Interest Type

Fixed (2% over CD interest rate)

Term

Up to 5 years

Collateral

Funds held at City National Bank of Florida

Fees

$500 Origination / Renewal Fee

Term Loan

Revolving Line of Credit

Cash-Secured Line of Credit

Best for

Equipment purchases, refinancing, or long‑term investments

Short‑term cash flow and working capital needs

Borrowing while keeping your CD investment intact

Loan Amount

$50,000 – $1,000,0002

$10,000 – $500,0002

$10,000 – $2,000,0002

Interest Type

Fixed (2.75% over Treasury rate)

Variable (as low as Prime + 2%)

Fixed (2% over CD interest rate)

Term

Up to 7 years

1 year, renewable up to 5 years³

Up to 5 years

Collateral

Blanket UCC lien or First Lien on Equipment

Blanket UCC Lien

Funds held at City National Bank of Florida

Fees

1% Origination

0.5% Origination, 0.25% Renewal

$500 Origination / Renewal Fee

More Than a Bank, a Partner.

At City National Bank, we understand that your small business is more than just a job – it’s your passion, your livelihood, and your future. That’s why we’re committed to being more than just a bank. We’re your partner, here to support your success every step of the way.
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As a community-focused bank, we offer tailored solutions to help small businesses thrive. Our dedicated business bankers work with you to meet the unique needs of your business and help you achieve your goals.4

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Whether you're ready to apply or just exploring your options, our small business lending specialist are here to help.

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